Albufeira's Forum : BUYING A PROPERTY https://albufeira.com/forum/ Copyright (c) 2006-2013 Web Wiz Forums - All Rights Reserved. Sat, 04 Apr 2026 05:43:19 +0000 Wed, 25 Nov 2015 13:34:36 +0000 https://blogs.law.harvard.edu/tech/rss Web Wiz Forums 12.03 360 albufeira.com/forum/RSS_post_feed.asp?TID=9211 <![CDATA[Albufeira's Forum]]> https://albufeira.com/forum//images/albufeira-forum-logo.png https://albufeira.com/forum/ <![CDATA[BUYING A PROPERTY : I bank with Millennium, so I&#039;ll...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94942.html#94942 Author: stuart123
Subject: 9211
Posted: 25/November/2015 at 13:34

I bank with Millennium, so I'll give them a try - thanks!]]> Wed, 25 Nov 2015 13:34:36 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94942.html#94942 <![CDATA[BUYING A PROPERTY : We are with Millennium, and found...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94933.html#94933 Author: Algarveaddick
Subject: 9211
Posted: 25/November/2015 at 09:34

We are with Millennium, and found the same as Jayjan that they were cheaper than any others we tried (although we did not try Ibex, to be fair). ]]> Wed, 25 Nov 2015 09:34:08 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94933.html#94933 <![CDATA[BUYING A PROPERTY : Same as Dicey, we use Ibex, Almancil...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94932.html#94932 Author: Andrew
Subject: 9211
Posted: 25/November/2015 at 08:42

Same as Dicey, we use Ibex, Almancil office. Tell David we said hello!]]> Wed, 25 Nov 2015 08:42:03 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94932.html#94932 <![CDATA[BUYING A PROPERTY : Firstly we used Allianz through...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94930.html#94930 Author: Jayjan
Subject: 9211
Posted: 25/November/2015 at 00:32

 Firstly we used Allianz through a broker in Albufeira  but their premiums every year increased by quite a lot . We   then shopped around &  used Intasure  for the  past few years but  also found their premiums too  have risen dramatically  every year and had to haggle with them.
Looked at Ibex previously but couldn't  seem to find on their website  anything for individual properties, only seemed to deal with apartments.
Earlier on this year we found our bank (Millennium) gave us a cheaper quote than any of previous others with same  coverage. Luckily  now we don't have to worry about insurance premiums  as  we sold our place in Sept.
]]> Wed, 25 Nov 2015 00:32:48 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94930.html#94930 <![CDATA[BUYING A PROPERTY : We use Ibex - http://www.ibexinsure.com/ Avenida...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94929.html#94929 Author: DICEYUK
Subject: 9211
Posted: 24/November/2015 at 23:11

We use Ibex - http://www.ibexinsure.com/

Avenida Duarte Pacheco Nº 32, 8135-104 Almancil , Loulé, Algarve, Portugal

Phone: 800 860 653 or +351 289 399 774
Email: almancil@ibexinsure.com


]]> Tue, 24 Nov 2015 23:11:33 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94929.html#94929 <![CDATA[BUYING A PROPERTY : Whilst we are on topic of buying...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94928.html#94928 Author: stuart123
Subject: 9211
Posted: 24/November/2015 at 20:56

Whilst we are on topic of buying a property, can anyone recommend a property insurance company or broker for the area?

]]> Tue, 24 Nov 2015 20:56:23 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94928.html#94928 <![CDATA[BUYING A PROPERTY : Good luck Maggie and do keep us...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94921.html#94921 Author: cubsur
Subject: 9211
Posted: 24/November/2015 at 09:49

Good luck Maggie and do keep us in the picture. Everything helps for future advice.
]]> Tue, 24 Nov 2015 09:49:15 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94921.html#94921 <![CDATA[BUYING A PROPERTY : MaggieFC wrote:the Portuguese...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94912.html#94912 Author: DICEYUK
Subject: 9211
Posted: 23/November/2015 at 15:50

Originally posted by MaggieFC MaggieFC wrote:

the Portuguese always put a much higher price on their property than they expect to get.

That is true but don't be surprised if the price suddenly goes up when the seller knows that you're interested in their property - it happened to us twice.
]]> Mon, 23 Nov 2015 15:50:02 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94912.html#94912 <![CDATA[BUYING A PROPERTY : We saw the guy from ERA this morning...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94911.html#94911 Author: MaggieFC
Subject: 9211
Posted: 23/November/2015 at 15:29

We saw the guy from ERA this morning and he is lining up some properties for us to view. We have taken on board all the advice we've been given, both here on this site and from other sources. High on our list of priorities is to check for barking dogs...although, if there aren't any where we're looking at present..there could be in the future. Andre from ERA says there are barking dogs and clucking hens nearby to his home but he has learned to zone them out when he sleeps! We know we want a place with.....

No barking dogs or 'very-quietly' barking dogs (Is there such a dog?)
No community charges
South facing
Not too far from shops/bars etc so we don't have to drive everywhere. We enjoy walking, though.
Some neighbours not too far away. I need people to talk to. I'll have to learn Portuguese.
Inland is OK but not so far inland or so high on the hills that the lovely winter temperatures are lower than on the coast
2 bedrooms and 2 bathrooms
At least a small garden for growing something....although Andre tells us he has given up growing tomatoes etc in his small plot as the birds kept eating them. Now he just has snails....lol
We don't mind a bit of work


I suspect we're asking for too much for our budget...but we know there is room for negotiation and hubby tells me the Portuguese always put a much higher price on their property than they expect to get.

]]> Mon, 23 Nov 2015 15:29:53 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94911.html#94911 <![CDATA[BUYING A PROPERTY : It would give you a shock if the...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94887.html#94887 Author: john2604smith
Subject: 9211
Posted: 22/November/2015 at 18:24

It would give you a shock if the dog answered !  Big smile]]> Sun, 22 Nov 2015 18:24:54 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94887.html#94887 <![CDATA[BUYING A PROPERTY : Just along the road from us is...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94886.html#94886 Author: bob d
Subject: 9211
Posted: 22/November/2015 at 18:14

Just along the road from us is a small dog on a balcony that does a bit of yapping but the funny thing is there is also a parrot on the same balcony and if the dogs not doing his bit of yapping then the parrot is imitating the wee dog. It's hard to tell whether it's the dog or the parrot but if you walk past and say 'ola' you will know which one cos the said parrot stops yapping and answers back. ]]> Sun, 22 Nov 2015 18:14:15 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94886.html#94886 <![CDATA[BUYING A PROPERTY : Fingers crossed, none where I...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94884.html#94884 Author: john2604smith
Subject: 9211
Posted: 22/November/2015 at 12:01

Fingers crossed, none where I am at the moment Big smile]]> Sun, 22 Nov 2015 12:01:32 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94884.html#94884 <![CDATA[BUYING A PROPERTY : Jayjan&#039;s right. It seems...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94880.html#94880 Author: cubsur
Subject: 9211
Posted: 22/November/2015 at 09:16

Jayjan's right. It seems necessary, especially for every rural home, for all to have an attack dog. There are also places where semi-wild dogs roam.

Just down the road from me there are two huge dogs, one an absolute ringer for the Hound of the Baskervilles, that are kept on a tiny balcony with nothing to do all day but bark themselves silly. If that is not cruelty i don't know what is.

When I first moved here and for a long time afterwards there was no problem with dogs barking and howling at night, but just lately someone has a dog which makes a loud noise ( I cannot call it barking) well into the night.

It is definitely worth visiting any area at night before a house is considered. Dog noise carries a long way and as there are apparently no laws against it of any value, it will be a problem for many.
]]> Sun, 22 Nov 2015 09:16:43 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94880.html#94880 <![CDATA[BUYING A PROPERTY : I think the Portuguese use them...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94876.html#94876 Author: Jayjan
Subject: 9211
Posted: 21/November/2015 at 20:16

I think the Portuguese use them more as a deterrant and for  security purposes rather than as family  pets. Hence majority of them being housed outside the home.]]> Sat, 21 Nov 2015 20:16:42 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94876.html#94876 <![CDATA[BUYING A PROPERTY : I don&#039;t think they see the...]]> https://albufeira.com/forum/buying-a-property_topic9211_post94874.html#94874 Author: Andrew
Subject: 9211
Posted: 21/November/2015 at 18:44

I don't think they see the dogs as pets as we do, none of our neighbours dogs ever go in the house, they parade the yard or garden. That said we don't have the barking issues you mention, fingers crossed it stays that way.]]> Sat, 21 Nov 2015 18:44:16 +0000 https://albufeira.com/forum/buying-a-property_topic9211_post94874.html#94874